Lower your rate for motor insurance

*sponsored*

When it comes to motor insurance, you have to be sure you are insured with one. California requires every car owner to have at least the liability insurance.

There are so many insurance companies out there, each clearly advertise their company to be offering the lowest price among others. You've probably seen numurous motor insurance advertisement everywhere, in TV commercials, radio broadcast, newspaper, brochures, and internet. So whom do you listen to? Which company do you want to sign up with? Who is REALLY offering the lowest price?

When it come to the insurance rate, your location, driving history, usage of the car, model and type of car, all come into consideration. If you drive an expensive sports car, your insurance rate will definitely be a lot higher than a person who drives a Ford Escort. If you live in a better neighborhood, your rate will also be lower. If you are under 25, you may want to consider having your insurance under your parent's name. Also, for every year if you didn't claim towards your insurance, you may get a discount for your next year renewal.

If you have a house, you may want to consider an insurance company that offers home insurance as well as motor insurance. That way if you may get a discount on both. You can read more about 'Loyalty pays with motor insurance' at The Thrifty Scot.

You may also find the motor insurance premium are getting higher and higher each year. This is an excerpt I took from The Thrifty Scot, " The AA British Insurance Premium Index, which has been tracking car and home insurance premiums since 1994, has revealed that car insurance premiums are now at their highest level ever and are still rising. "